Payment Processing
Accept every card, wallet, and ACH payment in-store, online, and on the go. Next-day funding standard.
- Credit, debit, EMV, contactless
- eCommerce + virtual terminal
- Real-time reporting & analytics
AKhan Funding LLC · Funding Made Easy
Payment processing and capital, refined.
AKhan Funding helps American businesses accept payments securely and access growth capital fast. Honest pricing, real humans, and decisions in 24 hours.
- Funded
- $120M+
- Merchants
- 3,400+
- Avg. decision
- < 24h
Get a custom quote
60 seconds · No credit pull · Real human follow-up
Compatible with the platforms you already use
VISAMastercardAmerican ExpressDiscover
Apple PayGoogle PayCloverShopify
QuickBooksWooCommerceAuthorize.NetStripe Terminal
VISAMastercardAmerican ExpressDiscover
Apple PayGoogle PayCloverShopify
QuickBooksWooCommerceAuthorize.NetStripe Terminal
About AKhan Funding
A funding partner that acts like one.
We started AKhan Funding because business owners deserve straight answers. No jargon, no surprise fees, no chasing a rep who never calls back. Just clean payment processing and fast working capital, backed by people who pick up the phone.
Today we serve thousands of merchants across the United States, from neighborhood restaurants to multi-location retailers and growing eCommerce brands.
Talk to a specialistSecurity first
PCI-DSS compliant infrastructure with end-to-end encryption, tokenization, and 24/7 fraud monitoring.
Transparent pricing
Interchange-plus rates with one clear statement. No PCI fees, no batch fees, no surprises.
Real human support
Dedicated account managers who know your business by name. Average call wait under 2 minutes.
Growth-ready capital
Merchant cash advances from $5K–$500K, with flexible repayment tied to your sales.
What we do
Three services. Built to work together.
Whether you're swiping your first card or scaling a 200-location operation, our products grow with you.
Merchant Cash Advance
Working capital from $5K to $500K, deposited as fast as 24 hours. Repay flexibly as a small percentage of daily sales.
- No collateral required
- 550+ FICO accepted
- Renewals at 50% paid down
Risk Management
Stay protected from fraud and chargebacks with built-in tools and a real underwriting team in your corner.
- 3DS 2.0 + tokenization
- Chargeback dispute support
- Multi-currency settlement
Industries we serve
Built for the businesses that built America.
From single-location shops to complex enterprises, we tailor solutions to your industry's realities.
Retail
Multi-location POS, inventory, omnichannel
Restaurants
Tableside, QR pay, tipping, gift cards
eCommerce
Hosted checkout, recurring billing, APIs
Healthcare
HIPAA-aware payments, plans, surcharging
Auto & Transport
High-ticket, B2B invoicing, fleet
Hospitality
Hotels, salons, spas, events
Professional Services
Legal, accounting, consulting
High-Risk Verticals
CBD, nutraceuticals, subscriptions
How it works
From application to funded in 4 simple steps.
-
1 3 minutes
Apply online
Tell us about your business. No fee, no commitment, no hard credit pull.
-
2 Same day
Get matched
A dedicated specialist reviews your file and walks you through your options.
-
3 < 24 hours
Approved
Receive a written offer with rate, term, and total cost. Nothing hidden.
-
4 Next business day
Funded
Sign and the money lands in your account, or your terminal ships out.
Client stories
What business owners say.
"The fees came in lower than my prior processor and someone actually answers the phone. That alone is worth switching."
JS
John Smith
Owner, Smith Auto Group
"We needed working capital fast to stock for the holidays. Funded in less than two days. Game changer."
CS
Carly Shores
Founder, Shores Boutique
"Switching saved us roughly $1,400 a month on processing. Onboarding took an afternoon, not a week."
FG
Fiona Gray
CFO, Gray Health Group
"Honest, knowledgeable, responsive. They explain things in plain English. I recommend AKhan to every owner I know."
BJ
Bridget Jones
GM, Bridget's Cafe & Catering
Apply for funding
Merchant pre-qualification.
Three steps. Roughly five minutes. No fee, no hard credit pull, and a real underwriter reviews every file.
- Funding from $5,000 to $500,000
- Decisions in under 24 hours
- 6+ months in business, $15K+ monthly revenue
Your information is protected
256-bit SSL. We never sell your data. SSN is collected only at signing through DocuSign.
What you'll need handy
- · EIN and business start date
- · Last 4 months of V/MC processing volume
- · Owner contact info and date of birth
Frequently asked
Straight answers to common questions.
How fast can I get funded?
Most approved applications are funded the next business day. Some files require additional documentation, in which case we'll tell you exactly what we need on day one.
Will applying hurt my credit?
No. We use a soft inquiry to pre-qualify, which has zero impact on your credit score. A hard pull only happens if you choose to move forward with a final offer.
What does payment processing actually cost?
We default to interchange-plus pricing so you see exactly what the card networks charge and what we add. No PCI fees, no batch fees, no annual fees, and no early-termination fees. Send us a recent statement and we'll show you what you'd pay with us.
Do you work with high-risk industries?
Yes. CBD, nutraceuticals, subscription services, and other higher-risk verticals are part of our underwriting wheelhouse. We'll let you know up front whether we're a fit.
What documents do I need?
For funding: the last 3 months of business bank statements and a one-page application. For processing: a recent merchant statement and a voided check. That's typically all.
Are there any hidden fees?
No. Every fee is disclosed in writing before you sign. If we missed one, you don't owe it. That's our promise.
Contact
We pick up the phone.
Questions about an application, your statement, or what's possible? Reach a real person, fast.
Phone
(561) 755-0330
Mon–Fri 8am–8pm ET · Sat 9am–2pm ET
Email
adrian@akhanfunding.com
Replies within 1 business hour
Headquarters
AKhan Funding LLC
United States · Serving all 50 states